ID Protect - Protection You Can Count On

IDProtect® is identity theft monitoring and
resolution service for you, your joint account owner(s),
and eligible family members.1

And it’s FREE with eXPRESS checking!

IDPROTECT® BENEFITS (*registration and activation required)

1


MONITORING


TOTAL IDENTITY MONITORING

Monitoring of over 1,000 databases including your credit, Social Security, public records, real property records, telephone, and many others.*

CREDIT FILE MONITORING2

Daily credit file monitoring and automated alerts of key changes to your Experian, Equifax, and TransUnion credit reports.*

3-IN-1 CREDIT REPORT

Request new 3-in-1 report every 90 days or upon receipt of credit alert. *

CREDIT SCORE

Receive a new single bureau credit score with every new credit report.*

Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.

DEBIT AND CREDIT CARD REGISTRATION

Register your credit, debit, and ATM cards.*


2


RECOVERY


COMPREHENSIVE IDENTITY THEFT RESOLUTION SERVICES

A dedicated fraud specialist assigned to manage your case. Experienced recovery professionals will handle the recovery process until your identity is restored.


1


REIMBURSEMENT


UP TO $10,000 OF IDENTITY THEFT EXPENSE REIMBURSEMENT COVERAGE3

For expenses associated with restoring your identity.


4


EDUCATION


ONLINE IDENTITY THEFT NEWS CENTER AND VALUABLE PHONE AND WEB RESOURCES

Advice, educational tips, and resources on identity theft.*


1 IDProtect® service is a personal identity theft protection service available to person checking account owner(s), their joint account owners and their eligible family members. The service is available to non-public traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations, and/or churches and their members, schools, and their employees/students. For revocable grantor trusts, this service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, this service covers the beneficiary, who must be the primary member, and their eligible family members (fiduciary is not covered). Family includes: spouse, persons qualifying as domestic partner, and children under 25 years of age and part(s) of the account holder who are residents of the same household.

2 Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.

Insurance products are not insured by the FDIC or any federal government agency, and are not a deposit of or guaranteed by FMB or any FMB affiliate.