Free Business Checking

Benefits for Small Businesses

Benefits businesses with low monthly transaction activity. This account can make a great primary as well as secondary account for a small business.

  • No minimum balance.
  • No monthly maintenance charge
  • $100.00 minimum deposit to open
  • FREE ***First 500 items per month
  • FREE WebBanker with Bill Pay
  • FREE MasterCard® Debit Card (with a signed business agreement)
  • FREE 24 Hour Automated Telephone Banking

Each statement includes images of your canceled checks
Fees apply for additional services, ie. Money Orders, Cashier's Checks, Wire Transfers, etc.

***An item includes a check posted, a deposit, a deposited item, an ACH debit or credit.

Excess item cost $.25 each.

Please contact an FMB Customer Service Representative at the location of your choice for more details.


Smart Corporate Checking

Analysis Benefits

Designed to offer benefits to businesses with high balances and significant item activity.

  • $100.00 minimum deposit to open.
  • FREE WebBanker with Bill Pay
  • FREE MasterCard® Debit Card (with a signed business agreement)
  • FREE 24 Hour Automated Telephone Banking

An earnings credit (current 30 day T-Bill rate) based upon the collected daily balance, will be credited against monthly fees and service charges. Prime + 3% charge for daily use of uncollected against monthly fees and service charges.
(Prime as listed in the Wall Street Journal). Detailed easy-to-read monthly statement which lists transaction and item costs and includes images of your canceled checks.
Multiple accounts can be grouped to provide consolidated statements and business analysis if your business requires more than one checking account.
Fees apply for additional services, ie. Money Orders, Cashier's Checks, etc.

Please contact an FMB Customer Service Representative at the location of your choice for more details. 


Advantage Money Market

Investment Combined with Flexibility

Interest is compounded and paid monthly on daily collected balances.

  • Automatic rate increases as balance grows
  • $2500 minimum deposit to open
  • A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $2,500 any day of the cycle.
  • Excess item fee - $10.00
  • Must maintain $50.00 daily balance to obtain disclosed annual percentage yields
  • FREE 24 Hour Automated Telephone Banking