Old Fashioned Passbook Savings

Save the old fashioned way with a $100 minimum deposit to open. Three withdrawals each quarter are free, any withdrawals exceeding three will incur a $2 charge. To replace a lost passbook a $2 charge will apply. Balances less than $100 are subject to a $6 per quarter service charge.

Certificates of Deposits

Soundness and security of Farmers & Merchants Bank make these investments attractive to many of our customers. CD rates and terms may vary. Compounded interest may be payable by check or credited to another FMB account. Substantial penalties will apply for early withdrawals. A minimum deposit of $1,000 is required.

Individual Retirement Accounts

Establish a secure retirement with a Traditional or Roth IRA. We offer open-ended variable rate or fixed rate options. Because IRA earnings are tax-sheltered, the sooner you contribute, the faster your investment dollars will grow. Current regulations limit your annual contribution amount. Individual Retirement Accounts are FDIC insured up to $250,000.

To receive more information, or to have a Customer Service Representative contact you, please email us at fmbbank@fmbbank.com