Free Business Checking

Designed to address the needs of businesses with low monthly transaction activity. This account can make a great primary as well as secondary account for your small business. A $100 minimum opening deposit is required. There are no monthly maintenance charges. There are no minimum balance requirements. This account also offers a FREE Visa Debit Card as well as FREE Internet Bill Pay service. There is no item cost for the first 500 items; the excess item cost is $0.25 each (an item includes a check posted, a deposit, a deposited item, an ACH debit or credit).

Smart Corporate Checking

Designed to offer benefits to businesses with significant balances and high monthly transaction activity. A $100 minimum opening deposit is required. This account offers a FREE Visa Debit Card as well as FREE Internet Bill Pay service. You will receive an Earnings Credit based on your balance, which is used to offset monthly fees and services charges. Statements list per-unit transaction costs in a detailed, easy to read format. Multiple accounts can be grouped to provide consolidated statements if your business requires more than one checking account.

A comparative analysis of your current bank statement is available at no charge, upon request.

Free Community Service Checking

Designed to strengthen and support the communities we serve, this account is free for religious and/or civic organizations. A $100.00 minimum opening deposit is required. There are no monthly maintenance charges. There are no minimum balance requirements.

Business Advantage Money Market

Investment combined with flexibility. Interest is compounded and paid monthly on daily collected balances.

A $2,500 minimum deposit is required to open the account. There is no service charge unless your account balance is $2,499 or less, then a monthly fee of $10.00 is charged. A minimum balance of $50.00 must be maintained to obtain disclosed annual percentage yield.

Cash Management – WebBanker Business Pro

The online connection between your computer and our institution. This convenient, private 24-hour service provides you with the most accurate picture of your cash position possible.

• Get accurate account information whenever you need it
• Find out which checks and deposits have cleared, and which are about to clear
• Download information directly to your accounting system – no need to enter data twice
• Pay loans and taxes
• Transfer funds between your accounts
• Request stop payments on checks
• Issue wire transfer instructions
• Sweep funds from other depository institutions
• Create ACH transactions

Merchant Card Services

MasterCard, Visa, Discover, and American Express deposits are processed at competitive discounts rates.

Special FMB Merchant Services

• Business Development Lending Assistance
• Specially designated “merchant” windows at lobby and drive-ins
• Lock Bags
• VISA debit cards
• Incoming and Outgoing wire transfer services
• Change orders
• Night depository security
• Online Banking and Bill Pay Service
• Federal tax depository
• Payroll Services

To receive more information, or to have a Customer Service Representative contact you, please email us at fmbbank@fmbbank.com