Print PageFinancial Education Materials
Why is financial education so important?
Every one of us works very hard for the money we earned, wouldn’t you want that money to be the safeguard of your future and grow? Studies show that many Americans are spending more than they save. With our uncertain economy, it is important that consumers understand the value of saving and the proper conservative way to manage ones finances and make appropriate financial decisions for the future.
“Life’s little surprises often require Money”
Having a deep understanding of how to administer our hard earned money can help to relieve the sting of financial surprises. This is the sensible way to achieve security and ease worries.
What is financial education?
For centuries education has been the tool to make safe thriving decisions. Likewise, financial education provides the tools to understand and manage your money and investments to make them grow and provide a safe and comfortable future.
Why does Farmers & Merchants Bank invest part of its resources in Financial Education?
As a Community Bank, who has been building financial futures for over 100 years, we understand that if we help educate our community members we are planting strong roots for healthy future financial development in the communities we serve.
How does Farmers & Merchants Bank help educate its community?
Farmers & Merchants Bank employees help to educate our community in a variety of ways. First, we go with a variety of visual aids, to schools, institutions and organizations to teach a range of different financial education topics to groups of many different ages and backgrounds. We also host bank tours, where branch managers along with their staff welcome groups of elementary, middle, and high school students to tour our facilities. They learn what a bank is, what it does, why do banks exist and offer the services and products they do, the different types of security preventions a bank must take to secure it’s personnel and it’s customer assets, job opportunities, among many other responsibilities, tasks and situations a bank undertakes on the daily basis. In addition, customers can always request educational materials from any Farmers & Merchants Bank office.
Is Farmers & Merchants Bank involved in any special events?
Yes. Farmers & Merchants Bank takes part in two different event regulators organize every year, Teach Children to Save in April and “Get Smart About Credit” in October.
Resources
To help customers establish a better understanding of their financial possibilities, we have linked some useful websites and materials for all groups and ages. Please take advantage of the free information and materials to educate your children, family members, co-workers and friends.
Web sites for Children/Teachers/Parents
http://www.childrensfinancialnetwork.com/moneysmarts.cfm
http://www.fdic.gov/about/learn/learning/index.html
http://www.usmint.gov/kids/
http://www.bep.treas.gov/newmoney/main.cfm/learning/fun
http://pbskids.org/itsmylife/money/index.html
http://www.aba.com/ABAEF/MoneyTalks.htm
For Teens/Teachers/Parents
http://www.younginvestor.com/teens/
http://pbskids.org/dontbuyit/buyingsmart/
http://www.sba.gov/teens/
http://www.fdic.gov/consumers/consumer/news/cnsum06/
http://www.consumerjungle.org/
http://www.icba.org/consumer/index.cfm?ItemNumber=11331
http://www.fdic.gov/consumers/consumer/news/cnspr05/
For Adults
http://www.mymoney.gov/
www.treasury.gov/ofe
http://www.nefe.org/
For Teachers
- Create their own financial plan
- Create their own budget
- Propose a personal saving and investing plan
- Select strategies to use in handling credit and managing their debt
- Demonstrate how to use various financial services
- Create a personal insurance plan
- Examine how their choice of career and lifestyle will affect their financial plan
http://www.atozkidsstuff.com/resources.html This specific web site contains information and activities for toddler and pre-school students. The activities are provided at no cost; however, some other resources such as coloring books may have to be purchased.
www.jumpstart.org This web site contains financial education information and resources, additional financial education websites, events, and much more!
