Security & Privacy
We know that when you share your personal information online, security is of the highest priority. Be assured that Farmers and Merchants Bank shares your concern and employs sophisticated security methods. The instant you sign in to your secure Personal or Business Online Banking account your user ID and password are encrypted using Secure Sockets Layer (SSL) technology. This precaution is intended to deter anyone other than yourself and Farmers and Merchants Bank from accessing your information.
We want you to know there are steps you can take to help safeguard your identity and your accounts. Click on the following link for more informaiton regarding:
Securing Financial Information - Internet Fraud
How to Avoid Phishing Scams
For more Consumer Protection Information please click on the following websites:
Federal Deposit Insurance Corporation - Consumer Protection
Federal Reserve Bank of Atlanta - Consumer Information
Florida Office of Financial Regulation - Investor and Consumer Resources
American Bankers Association - Consumer Security
Independent Community Bankers of America - Consumer Education & Resources
What is Identity Theft?
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.
The FTC estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft. The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn’t make—or until you’re contacted by a debt collector. *** Federal Financial Regulators Issue Revised Identity Theft Brochure: "You Have the Power to Stop Identity Theft" *** - Click here to learn more.
***Farmers & Merchants Bank will never send unsolicited emails asking our customers to provide, update, or to verify personal or account information, such as passwords, Social Security numbers, PINs, Credit or Check Card numbers or other confidential informaiton. Please contact us immediately if you receive unsolicited emails that appear to be sent from Farmers & Merchants Bank***
An Important Notice About Your Privacy
FMB Banking Corporation places a high priority on protecting our customers’ privacy, and we are pleased to share with you our privacy policy. The purpose of this notice is to help you understand how we use and protect the information we collect from you and about you. This policy applies to FMB Banking Corporation, which presently includes Farmers & Merchants Bank, FMB Financial Services, Inc., and FMB Insurance Services, Inc. Please take a moment to read this information. Unless you have questions about it, you do not need to take any action nor contact us. If you do have questions, we welcome you to call us at (850) 997-2591. Farmers and Merchants Bank will never sell your personal information to anyone. Click here to see our Privacy Policy.
Farmers & Merchants Bank
P. O. Box 340
Monticello, FL 32345



