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Current Rates

Current Interest Rates from 3/2/2010 to 3/8/2010

Deposit Accounts
Rate and Annual Percentage Yield (APY) may change after opening 
 
Type of Account Rate APY Minimum Deposit
Personal Checking (with Interest)

Balances $500,000.00 or greater

0.35% 0.35% $1,500.00

$200,000.00 to $499.999.99 

0.25% 0.25% $1,500.00

$100,000.00 to $199,999.99

0.20% 0.20% $1,500.00

$75,000.00 to $99,999.99

0.15% 0.15% $1,500.00

$25,000.00 to $74,999.99

0.10% 0.10% $1,500.00

$2,500.00 to $24,999.99

0.10% 0.10% $1,500.00

$50.00 to $2,499.99

0.10%


0.10%
$1,500.00
Free Silver Checking (with Interest)

$500,000.00 or greater

0.35% 0.35% $100.00

$200,000.00 to $499,999.99

0.25% 0.25% $100.00

$100,000.00 to $199.999.99

0.20% 0.20% $100.00

$75,000.00 to $99,999.99

0.15% 0.15% $100.00

$25,000.00 to $74,999.99

0.10% 0.10% $100.00

$2,500.00 to $24,999.99

0.10% 0.10% $100.00

$1,500.00 to $2,499.99 

0.10%


0.10%
$100.00
Money Market (Eagle and Business Advantage)

$500,000.00 or greater

0.95% 0.95% $2,500.00

$250,000.00 to $499,999.99

0.90% 0.90% $2,500.00

$100,000.00 to $249,999.99

0.85% 0.85% $2,500.00

$50,000.00 to $99,999.99

0.70% 0.70% $2,500.00

$25,000.00 to $49,999.99

0.60% 0.60% $2,500.00

$2,500.00 to $24,999.99

0.40% 0.40% $2,500.00

$50.00 to $2,499.99 

0.35%


0.35%
$2,500.00
Passbook Savings 0.50% 0.50% $100.00
Health Savings 0.50% 0.50%

$100.00

At our discretion, we may change the interest rate on your account. 

Fees may reduce earnings. 

Certificate of Deposit & Individual Retirement Accounts (IRA)
Substantial Penalty for early withdrawal
 
Term Rate APY Minimum Deposit
90 Days
0.85%

0.85%

$1,000.00

180 Days


1.20%

1.20%
$1,000.00
12 Months 1.60% 1.61% $1,000.00
13 Months 1.84% 1.85% $500.00
15 Months 1.99%  2.00% $500.00
18 Months 1.50% 1.51% $500.00
24 Months

1.50%


1.51%
$500.00
36 Months 1.50% 1.51% $500.00
*IRA Investment Savings 1.20% 1.21% $100.00
Jumbo CD     $100,000.00

Interest rate fixed for term.

Fees may reduce earnings.

*Interest rate may vary daily

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