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Mortgage Services

Choosing your mortgage lender is as important as choosing your home

When you're searching for your dream house, it's important to have a lender who can service your mortgage needs quickly, easily, and accurately. At Farmers & Merchants Bank, you can count on us for personal service when it comes to finding the perfect mortgage for your new home. If you need quick approval or creative financing to make your deal work, we're the lender you want on your team.

Call me today at 1-850-297-2015 or email me at smurphy@FMBbank.com and let me show you how we can help make your dream home a reality!

Purchase or Refinance

Mortgage Calculator

With hundreds of loan programs available, we consider it our job to offer high quality mortgage programs at competitive rates and fees; it is our passion to help you select the one that is right for you.

Whether purchasing or refinancing of 1-4 family property for your home or your investment, we can help. We have a broad selection of loan programs to meet your needs, including:

Fixed Rate Mortgages
Adjustable Rate Mortgages
Jumbo Loans
Construction/Perm Financing
Interest Only Loans
First Time Home buyer Programs
100% Financing
Low Documentation Approvals
Cash-Out Refinancing

Residential Mortgage Services

We NEVER charge application fees

Residential and investment property loans available with competitive fixed rates and terms. Streamlined processing handled by an FMB mortgage specialist. Contact us today for a free, no obligation mortgage consultation.

Please click here to print a Uniform Residential Loan Application (1003)